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If you live in the EU but choose the cheaper 'excl VAT' non-EU option, we will NOT be able to proceed with your application.

Application Fee:
Easy application process with phone & email support.

Updates & Support:
Progress updates on where your application is in the very long HMRC queue. Ongoing support if you have questions at any time. We also chase HMRC if there are any non-standard delays or issues or with your application. This fee is split over 8 monthly payments.

Help with HMRC Questions:
Help and guidance when HMRC query your application because your submitted information differs from their records.

One Week Reply from HMRC:
Important!
You’ll get your HMRC letter of approval/assessment from us within 1 week at latest guaranteed. If you use other agents outside the UK or do this process yourself, you will likely need to wait 6+ weeks (within EU) to receive your HMRC assessment as they are posted 2nd class via Rotterdam. Given there is an approaching deadline for this opportunity, you may only have 8 weeks to pay HMRC so if there are any postal delays, you could lose the opportunity.

Guidance on HMRC Reply:
Important! Guidance when your HMRC Assessment is Received. 34% of people entitled to increase their UK pension very cheaply choose not to because they’re unclear / unsure of the final very valuable steps. We explain and guide you clearly through this important process.

Help with HMRC Questions:
Help and guidance when HMRC query your application because your submitted information differs from their records.

Finance Options:
Flexi-Finance options available if you need financial support to pay the HMRC bill for any past contributions that you are claiming.

Pension & Tax Advice:
1-1 Consultation from our 3rd party partner - a Qualified and Regulated Pension Advisor in your country - if your circumstances are unusual / you need detailed advice on private or state pension benefits / potential tax liability issues, etc.

Help with HMRC Questions:
Help and guidance when HMRC query your application because your submitted information differs from their records.

‘Pension Keeper’ Service:
We continue to act as your agent annually after your HMRC assessment has been received. This ensures we keep you up to date on relevant UK state pension changes. We also remind you when and how to pay for any future years so you don't forget and possibly lose a year or more of your pension entitlements.

Help with HMRC Questions:
Help and guidance when HMRC query your application because your submitted information differs from their records.

Registration Fee:
The Registration fee is refundable up until we send you official documents for your approval. If you approve these documents in order for us to submit them, you’re committing to our full ‘Standard’ service and we then submit your application to HMRC and send you proof via Royal Mail.

Help with HMRC Questions:
Help and guidance when HMRC query your application because your submitted information differs from their records.

Info Icon

If you live in the EU but choose the cheaper 'excl VAT' non-EU option, we will NOT be able to proceed with your application.

Help with HMRC Questions:
Help and guidance when HMRC query your application because your submitted information differs from their records.

Get a UK State Pension
or Your Money Back.

I live in the EU
AUD $NZD $CAD $USD $ Fees
Amount
Payable When?
A - Initial Deposit
€100$90$100
$135$150
To Start
B - Application Fee
€500$450$700$650$600
When HMRC Get Your Application from Us
Cost to Apply (Incl EU VAT)
€600$540$700$800$850
100% Refunded if HMRC REJECT Your Application
C - Success Fee
€400$360$500$550$600
When HMRC Approve Your Application
Total Cost if Successful(Incl EU VAT) (excl EU VAT)
€1,000$900$1,200$1,350$1,450
Your Total Cost if HMRC APPROVE Your Application to ‘Buy National Insurance Years’
AUD $NZD $CAD $USD $ Fees
BASIC
STANDARD
PREMIER
Registration
€81$90$120
$135$140
€81$90$120
$135$140
€81$90$120
$135$140
Application
€285$300$420$470$510
€285$300$510$470$420
€285$300$420$470$510
Updates & Support
€195$210$300$320$350
€195$210$300$320$350
€195$210$300$320$350
Guidance
on HMRC Reply
-
€244$250$360$400$440
€244$250$360$400$440
Pension
& Tax Advice
-
-
€407$430$600$675$730
Total Cost (Incl EU VAT)Total Cost (excl EU VAT)
€561$600$840$925$1,000
€805$850$1,200$1,325$1,440
€1,212$1,280$1,800$2,000$2,170

Unique 100% Money-Back Guarantee

Our service is 100% FREE if you get a ‘rejection’ letter from HMRC within 2 years of buying our service. A ‘rejection’ means you are not eligible to pay HMRC for missing  National Insurance years to meet their 10 year minimum - required to get any UK state pension.
Obviously…. This guarantee does not apply if:
  • You choose NOT to pay HMRC for whatever reason - even though you got a ‘positive’ letter.
  • You were declined on our “Am I Eligible?” tool but used our service anyway.
What's Included in Our Service?
The initial deposit is refundable up until we send you official documents for your approval.
We offer an easy application process with phone & email support.
If you approve these documents in order for us to submit them to HMRC, you’re committing to our full service and we then submit your application to HMRC and send you proof via Royal Mail.
We provide progress updates on where your application is in the very long HMRC queue along with ongoing support if you have questions at any time.
We also chase HMRC if there are any non-standard delays or issues or with your application.
We offer help and guidance when HMRC query your application because your submitted information differs from their records.
Fast Reply from HMRC: You’ll get your HMRC letter of approval/assessment from us within 1 week at latest. If you use other agents outside the UK or do this process yourself, you will likely need to wait 6+ weeks (within EU) to receive your HMRC assessment as they are posted 2nd class via Rotterdam. Given there is an approaching deadline for this opportunity, you may only have 8 weeks to pay HMRC so if there are any postal delays, you could lose the opportunity.
Guidance on HMRC Reply: 34% of people entitled to increase their UK pension very cheaply via this process choose not to because they’re unclear / unsure of the final very valuable steps. We explain and guide you clearly through this important process.

Join almost 5,000 other former UK-based workers who trust
XtraPension to Claim & Maximise their UK State Pension

Note: This fee structure is effective from 22 Jan 2024.
Our previous fee structure is here

Did You Work for 1+ Years in the UK?